Veltha
Backed by Y Combinator

AI that knows the regs
better than your best adjuster.

Every claim checked against the actual regulation, with citations, before errors become audit findings.

Veltha compensability analysis: each element marked met with the statute it rests on and the records cited under it, and a proposed apportionment split
The problem

Compliance-heavy lines run on manual review

  • Regulation sprawlFCIC, LAM, PPSH, state-by-state rules. Thousands of paragraphs a reviewer is expected to hold in their head.
  • Line-by-line reviewDocs on one screen, claim data on the other. Errors get caught manually, or they don't.
  • Hidden until the auditBelow-threshold claims get no review at all. Issues stay invisible until they become audit findings.
  • Peak-season backlogVolume compresses review time. The backlog grows. Payments lag.
The product

Follow one claim through Veltha

A workers' comp compensability file, from intake to a cited decision. The same engine runs crop.

Index sweep Run at intake · Jul 16, 2026
  • ISO ClaimSearch2 matches
  • EDEX (WCAB)1 prior application
  • CMS Section 111 queryNot Medicare entitled
10 records · 63 pages · read in 9s
Gap detection 1 missing
File completeness 62%
  • R5Current MRI, 2026On file
  • R6Prior treatment & imaging, 2021–2023Missing
  • AME / Panel QME (med-legal)Not requested
Element check 2 of 2 met
  • Course of employmentLab. Code §3600(a)(2)● MET
  • Arising out of employmentLab. Code §3600(a)(3)● MET
Apportionment findingLab. Code §4663
65% industrial 35% pre-existing
Compensability analysis: findings.
Compensable 65 / 35 apportionment proposed

Course of employment ● MET  ·  Arising out of employment ● MET

Lab. Code §3600(a)(2) Lab. Code §4663 R2 000008 R6 000053
01 · Intake

A claim file arrives.

Employer's report, recorded statements, ED records, wage statements. Typed, scanned, or handwritten, Veltha reads all of it, builds one structured file, and runs the index sweep: ISO, EDEX, and CMS checked before the first adjuster touch.

Every record indexed to the page: 10 records · 63 pages · read in 9s

02 · Gap detection

The file is never complete. Veltha knows what's missing.

Every expected record is mapped against the file. A prior 2023 lumbar claim surfaces from the index sweep; the records that would change the outcome are flagged with a one-click request.

Completeness scored by decision impact: File completeness 62%

03 · Regulation check

Every element, checked against the statute.

Course of employment. Arising out of employment. Each element marked met or not, with the statute it rests on and the records cited down to the Bates number.

Not “anomaly detected,” but Required by Lab. Code §3600(a)(2)

04 · Decision

A defensible decision, cited to the file.

An accept or deny recommendation with a proposed apportionment split, written to survive as substantial medical evidence. Your reviewer approves or overrides with full context.

Review time on live claims: 1h → 5min

The decision layer

Lines we cover

Getting started

Live in weeks, not quarters

Week 1

Encode

Upload your documents, handbooks, and regulations. We encode the checks for your line and your states.

Week 2

Shadow

Veltha runs alongside your reviewers on live claims. You compare its findings against yours, claim by claim.

Week 3

Production

Every claim checked, every flag cited. Your reviewers keep the final call.

Built by engineers who've encoded regulation into software before

Ex-Palantir engineers who built systems that turn complex regulation into executable AI rules for government and enterprise. Now transforming how workers' comp decisions get made.

Edin Citaku

Edin Citaku

Co-founder

Roland Jaloszynski

Roland Jaloszynski

Co-founder

See Veltha handle a real claim from your line

Your documents, your regulations, your workflow. 15 minutes, no commitment.

Book a call